Shouldn’t a credit score of 626 and a DTI ratio of .19 recieve a better interest rate for an car loan of 14,700 for 60 months than 11.9%? I’ve had my credit pulled so many times trying to get this car im afraid of where it’s at now. I wan’t to refi this car. I got my first car with NO credit at 14% a year ago. What do you think? Any finance people out there? My gf’s dad is in a mortgage firm but he’s very biased and I don’t like asking him a lot of things about this. He says i should have gotten a used car. But that’s beside the point. What steps can i take to refi my loan and what rate do you think I can be at? Thank everyone beforehand

Originally posted 2009-09-18 06:09:56. Republished by Blog Post Promoter